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Why Choose

parra loan company?

For over 50 years, we’ve been here for our community, offering fast and straightforward loans. Our friendly, bilingual team makes the process simple, with no hidden fees and clear terms. At Parra Loan Company, we’re committed to helping you get the financial support you need, when you need it.

Parra Loan Company building
Parra Loan Company building

Responsible Lending You Can Trust

At Parra Loan Company, we believe in responsible lending. Applying for credit is a big decision, and once approved, your loan agreement becomes a binding contract. We value trust and commitment, so please only accept a loan if you’re fully prepared to meet your obligations.

We’re Not a Payday Loan Company

As an installment lender, we do things differently. We don’t require access to your checking account, and we’re upfront about our services—no hidden fees, ever! Our loans have clear monthly payments, due dates, and total costs. No surprises—just straightforward terms from start to finish.

Proud to Be a Trusted Member of Our Industry

We are proud members of the Texas Consumer Finance Association and the Better Business Bureau. Our operations are regularly audited by the Office of Consumer Credit Commission to ensure we maintain the highest standards of service and compliance.

Who We Are

With over 50 years of experience, Parra Loan Company has a proud tradition of helping individuals and families access the credit they need. Established in 1973 by a team of dedicated finance professionals, we’ve remained committed to offering simple application processes and flexible loan terms, building strong, lasting relationships in the Southern Texas communities we proudly serve.

Responsible Texas Installment Lender

At Parra Loan Company, our dedication to serving our communities across Southern Texas is at the core of everything we do. We focus on responsible lending, offering clear terms and supporting financial education to help our customers make confident decisions. As an active member of the community, we proudly partner with local businesses and organizations to promote smart borrowing and improve financial awareness.

We believe the loan process should be quick and hassle-free. With easy online options, a knowledgeable team, and a welcoming environment at every branch, we aim to provide outstanding service every step of the way. Discover our flexible loan solutions and let us help you reach your financial goals today!

A family throwing snowballs and laughing

Start fresh in 2026 with a loan from Parra Loan Company

If you are ready to take control of your finances, Parra Loan Company can help. We offer quick and easy loans starting at $100 and going up to $1,800. Use the money to clear past expenses, cover upcoming needs, or start a new plan with confidence.

Apply Online

We make it easy for customers to get the money they need and deserve. With an easy process and quick approval - apply today!

Fresh Start Loans up to $1,800

At Parra Loan Company, we offer loans from $100 to $1,800 to help you clean up old bills, tackle new expenses, or simply start fresh.

Refer a Friend Program

Already a Parra Loan customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.

Proudly serving our community for over 50 years.

Since 1973, Parra Loan Company has been here to provide fast, simple, and reliable signature loans. As a local, bilingual team, we speak both English and Spanish, and we’re proud to serve the community we call home. Apply online, by phone, or in person at one of our many locations.